Personal Finances is a freeware home budget application for users on the go.

Designed to run both on the desktop computer or from the USB drive, the program lets user keep transactions - incomes and expenses and see whether you live on a budget, or overspend. The application offers various graphs to help you analyze the budget in all details and cut out unnecessary expenditure categories instantly.

The peculiarity of Personal Finances lies in its outstanding ease of use. Novice users can learn how to track budget much better than with advanced online home finance programs.

Making and maintaining the budget in the tool is a matter of a few steps. The first step is to add accounts, such as bank account, credit cards, and cash. The second step is to set up categories.

It will allow the user to categorize and sort income and expenses and review financial information in a meaningful way through graphs. The third step is to enter transactions, in other words, everything you earn and purchase, transaction by transaction. Transactions can be identified by categories, family members, and tags.

Thanks to the easy-to-navigate design, the majority of data entry and budget tracking operations is less than a couple of mouse clicks away.

Once the transactions are entered, the user can review the financial position using the summary view of all transactions. The tool helps to see whether you live within the money your make.

You'll see how much money you earn, how much you spend, how much is allocated to each member of the family and be able to determine the overspending categories to be slashed.

Personal Finances is freeware. Plus, there's another nice benefit in this program - it can be run from any USB drive, which means you can track your budget on a journey.

Simply plug the USB stick into any PC and update or review expenses.