IntelliPenny

IntelliPenny is a software that provides an easy way to manage personal or family finances and budgeting for future expenses. With IntelliPenny, users can implement the Envelope System of budgeting and decide where their money will be spent, allocating funds accordingly. This system has helped many people tame their spending habits and get on track to eliminate debt.

This software allows you to track your spending, manage checking, savings and credit card accounts all in one location. You can easily reconcile accounts and import transactions from your financial institutions. With IntelliPenny, you can also set up your credit card to be used like a debit card, which automatically deducts the amount spent from your checking account. This not only makes payments straightforward but saves users from accruing interest on credit card purchases.

IntelliPenny also features the ability to track items you want to purchase and prioritize those items, which curbs impulse buys. Users can track bills to make sure none go unpaid. Additionally, IntelliPenny includes various reports so users can easily see their spending habits. You can link external documents, spreadsheets, and websites that you may use in your financial planning.

Best of all, IntelliPenny requires no monthly fee. This allows users to keep their finances on track without any extra expenses. If you're looking for a reliable budgeting tool that can get your finances on track and keep them there, then IntelliPenny is worth a try.