Zilch Standard is a simple debt repayment software that helps users to save money without requiring any financial expertise. It is designed to be easy-to-use and fast.
One of the best features of Zilch is the personalized monthly payment schedule that it generates. With this schedule, I had a clear idea of how much I had to pay each creditor each month. This allowed me to get out of debt quickly and efficiently. The software uses trade secrets used by many financial counselors, and I was able to take advantage of these secrets in the privacy and comfort of my own home at a fraction of the cost.
Zilch has a number of features that make it an excellent choice for those looking to manage their debt. It boasts easy data entry and allows for up to 30 credit cards, loans or mortgage entries. It also has a choice of 7 different payoff strategies and a Date Picker that generates a repayment plan based on becoming debt-free by a projected future date. The software also has a choice of background shading on reports.
In addition to these features, Zilch comes with 3 separate loan calculators: Loan Payment, Price Range, and Remaining Balance. It also has four separate investment calculators: FV* of Lump Sum, FV* of Regular Deposits, Lump Sum required for FV*, and Regular Deposits required for FV*. Finally, Zilch offers a choice of 7 pre-defined gradient screen colors.
Overall, I highly recommend Zilch for anyone who is looking to manage their debt and get out of the cycle of high interest penalties. This software is a great investment that will pay off in the long run.
Version 3.0: N/A