Proforma is a free open-source software that enables online or stand-alone credit card processing for mail or online sales. It eliminates fees, charges, or trial periods.

One of the unique features of Proforma is that it does not require a merchant account, nor are there any setup fees or monthly charges. The software can be used immediately, which is excellent for small businesses looking to streamline their payment processing. For full details on how to use Proforma, visit www.Webtropy.com.
In addition, funds are held for a period of 30 days to protect against chargebacks. Repayments can be made in either euro or sterling cheque. However, it is essential to note that there are charges associated with all transactions made through the Webtropy.com website. The cardholder's statement will show the name "WP WEBTROPY."
Overall, Proforma is an excellent choice for businesses that want to process credit card transactions without the need for a customer-present environment. Its open-source nature, no-fee setup, and availability in different versions make it a flexible option for any business looking to improve its payment processing capabilities.
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